Important Service Information

Please Note

This website offers a paid subscription financial planning service.

We do not offer investment products or educational materials and do not guarantee specific results.

Our content is for general informational purposes only and should not replace personalised professional advice. While we aim for accuracy and clarity, all planning decisions are your responsibility.

General Notice

Information provided here reflects our experience and current regulatory environment in Australia, but may not be complete or suitable for every individual. Service terms, conditions, and fee details are outlined on dedicated pages—please review these carefully before subscribing.

Limitations of Liability

Our team and business are not liable for indirect losses or unapproved actions as a result of using this website. Always consult directly for critical planning decisions.

We exclude liability for direct or indirect losses resulting from actions taken solely based on this site’s content.
Clients should always verify information with a licensed advisor before making major decisions or changes.
No guarantee is made regarding specific financial results or suitability to your personal circumstances.
Individual results may vary depending on the situation and decisions made by the client.

Content Accuracy and Updates

All service descriptions, pricing, and information are accurate as of the date listed but may change without prior notice. We work to ensure up-to-date and correct content but cannot warrant completeness or total accuracy at all times.

Clients are advised to confirm details with our team before making decisions.

Professional Advisory Note

Discussions and advice provided do not constitute legal or tax recommendations. Please consult your own legal or accounting professionals for these matters.

External Links

References or links to external sites are provided for convenience only and do not imply endorsement. We are not responsible for their content or privacy policies.

Service Outcome Disclaimer

Results may differ among individuals. The effectiveness of our planning service depends on client participation, regulatory changes, and other factors outside our control.

Variation of Outcomes

Similar situations do not guarantee identical results. Past performance does not guarantee future performance—careful consideration is advised.

Financial Information Disclaimer

No investment products, stock recommendations, or education services are offered through this site.

We do not provide investment advice or facilitate the purchase of investment products.
No “get rich quick” schemes, personal finance education, or trading advice are given on this site.
All consultations focus on individual planning needs and follow relevant Australian laws.

Australian Jurisdiction

Our content and services are designed for clients in Australia.

Laws and regulations may differ elsewhere. By using this site, you acknowledge services are supplied under Australian law. Consult local professionals if you reside outside Australia.

Service terms and this notice are governed by Australian law and local financial regulations.

It is the client’s responsibility to comply with local regulations outside Australia where applicable.

Indemnification

By using this service, you agree to defend and indemnify our team from claims or damages, except in cases of proven gross negligence.

Severability

If any section of this disclaimer is found invalid, other sections will remain in force to the extent permitted by law.

Modifications

We reserve the right to change or update this notice at any time. Review regularly for changes.

Contact Us

Questions can be directed to our team using the contact details below.

Contact Email: content@miranexitarioyra.com

Contact Phone: +61 2 0794 3225

Office Address: 265 King Street, Newcastle, NSW 2300 Australia

Effective Date: 16 August 2025

Last Updated: 16 August 2025